\n
\n
\n “Bank Standard”-\u0131n \u0259man\u0259t\u00e7il\u0259ri pullar\u0131n\u0131 h\u0259l\u0259 geri ala bilm\u0259yibl\u0259r
\n <\/i>
\n <\/b>\n<\/p>\n
\n “M\u0259rk\u0259zd\u0259ki bina evimi sat\u0131b k\u0259narda h\u0259y\u0259t evi ald\u0131m. Qalan pulu da o\u011flumun ad\u0131na \u0259man\u0259t kimi “Bank Standard”a\u00a0 qoydum. Bank iflas ed\u0259nd\u0259n sonra biz\u0259 dedil\u0259r ki, pullar\u0131m\u0131z\u0131 geri almaq \u00fc\u00e7\u00fcn n\u00f6vb\u0259y\u0259 yaz\u0131lmal\u0131y\u0131q. \u0130lk n\u00f6vb\u0259d\u0259, \u00f6d\u0259ni\u015f az m\u0259bl\u0259\u011fd\u0259 \u0259man\u0259ti olanlara edil\u0259c\u0259k. \u018friz\u0259mizi yaz\u0131b, n\u00f6vb\u0259y\u0259 durduq. H\u0259l\u0259 ki g\u00f6zl\u0259yirik. Bir t\u0259r\u0259fd\u0259n d\u0259 “Vahidbank”\u0131n \u0259man\u0259t\u00e7il\u0259rinin g\u00fcn\u00fcn\u0259 d\u00fc\u015fm\u0259kd\u0259n qorxuruq. G\u00f6r\u0259k ax\u0131r\u0131m\u0131z nec\u0259 olacaq”, – deyir, Bak\u0131 \u015f\u0259h\u0259r sakini \u018fmin\u0259 Salmanova.\n<\/p>\n
\n N\u00f6vb\u0259 var…\n<\/p><\/blockquote>\n
\n \u018f.Salmanovan\u0131n \u0259man\u0259ti manatlad\u0131r. Deyir, \u0259man\u0259tin vaxt\u0131 noyabr\u0131n ax\u0131r\u0131 tamam olacaq, h\u0259min vaxt da g\u00f6t\u00fcr\u00fcb dollara \u00e7evir\u0259c\u0259kdi. Amma al\u0131nmad\u0131: “\u018fslind\u0259 m\u0259nim \u0259man\u0259tim d\u0259 \u00e7ox deyil. \u0130lk m\u0259rh\u0259l\u0259y\u0259 d\u00fc\u015f\u0259nl\u0259rd\u0259n\u0259m. Sad\u0259c\u0259, n\u00f6vb\u0259 \u00e7oxdur dey\u0259 “g\u00f6zl\u0259yin” deyibl\u0259r. \u0130ndi s\u0131\u011forta \u0259man\u0259ti qaytarana kimi manat daha \u00e7ox d\u0259y\u0259rd\u0259n d\u00fc\u015fm\u0259s\u0259 yax\u015f\u0131d\u0131r”.\n<\/p>\n
\n \u0130lk m\u0259rh\u0259l\u0259y\u0259 az m\u0259bl\u0259\u011fd\u0259 olan \u0259man\u0259tl\u0259r sal\u0131n\u0131b\n<\/p><\/blockquote>\n
\n Az\u0259rbaycan Respublikas\u0131 Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131n\u0131n (Palata) Direktorlar \u015euras\u0131n\u0131n q\u0259rar\u0131na \u0259sas\u0259n, lisenziyas\u0131 l\u0259\u011fv edilmi\u015f “Bank Standard” Kommersiya Bank\u0131nda qorunan \u0259man\u0259tl\u0259r \u00fczr\u0259 kompensasiyalar\u0131n \u00f6d\u0259ni\u015fin\u0259 11 oktyabr 2016-c\u0131 ild\u0259n etibar\u0259n ba\u015flan\u0131b. \u018fman\u0259tl\u0259rin S\u0131\u011fortalanmas\u0131 Fondu ilkin m\u0259rh\u0259l\u0259d\u0259 20 min AB\u015e dollar\u0131 m\u0259bl\u0259\u011fin\u0259 q\u0259d\u0259r olan \u0259man\u0259tl\u0259r \u00fczr\u0259 kompensasiyalar\u0131 \u00f6d\u0259y\u0259c\u0259k.\n<\/p>\n
\n Daha iri m\u0259bl\u0259\u011fd\u0259 qorunan \u0259man\u0259tl\u0259r \u00fczr\u0259 kompensasiyalar\u0131n \u00f6d\u0259ni\u015fin\u0259 ba\u015flanmay\u0131b\n<\/p><\/blockquote>\n
\n Qorunan \u0259man\u0259tl\u0259r \u00f6z valyutas\u0131nda \u00f6d\u0259nil\u0259c\u0259k. Bir \u0259man\u0259t\u00e7inin bir ne\u00e7\u0259 valyutada \u0259man\u0259ti olduqda kompensasiyalar “\u018fman\u0259tl\u0259rin S\u0131\u011fortalanmas\u0131 haqq\u0131nda” Az\u0259rbaycan Respublikas\u0131 Qanununa m\u00fcvafiq olaraq toplan\u0131l\u0131r v\u0259 s\u0131\u011forta hadis\u0259si ba\u015f ver\u0259n g\u00fcn\u00fc (04 oktyabr 2016-c\u0131 il) r\u0259smi m\u0259z\u0259nn\u0259y\u0259 m\u00fcvafiq olaraq manatla \u00f6d\u0259nilir.\n<\/p>\n
\n \u0130ri m\u0259bl\u0259\u011fd\u0259 qorunan \u0259man\u0259tl\u0259r \u00fczr\u0259 kompensasiyalar\u0131n \u00f6d\u0259ni\u015fin\u0259 is\u0259 yax\u0131n g\u00fcnl\u0259rd\u0259 ba\u015flan\u0131lacaq v\u0259 bu bar\u0259d\u0259 Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131 v\u0259 \u018fman\u0259tl\u0259rin S\u0131\u011fortalanmas\u0131 Fondu ictimaiyy\u0259ti \u0259lav\u0259 m\u0259lumatland\u0131racaq. Kompensasiyalar\u0131n \u00f6d\u0259ni\u015fi “Bank Standard” KB-nin ba\u015f ofisi daxil olmaqla Bak\u0131 \u015f\u0259h\u0259ri v\u0259 regionlarda yerl\u0259\u015f\u0259n 14 filial\u0131nda h\u0259yata ke\u00e7iril\u0259c\u0259k.\n<\/p>\n
\n “Bank Standard” KB-d\u0259 qorunan \u0259man\u0259tl\u0259rin ham\u0131s\u0131 \u018fman\u0259tl\u0259rin S\u0131\u011fortalanmas\u0131 Fondu t\u0259r\u0259find\u0259n \u00f6d\u0259nil\u0259c\u0259k. \u018fman\u0259tl\u0259rin S\u0131\u011fortalanmas\u0131 Fondu t\u0259kc\u0259 “Bank Standart”\u0131n \u0259man\u0259t\u00e7il\u0259rin\u0259 yox, h\u0259r g\u00fcn m\u00fcflis olmu\u015f bir ne\u00e7\u0259 bank\u0131n m\u00fc\u015ft\u0259ril\u0259rin\u0259 kompensasiyalar \u00f6d\u0259yir. Bununla ba\u011fl\u0131 Fondun sayt\u0131nda h\u0259r g\u00fcn m\u0259lumat qoyulur.\n<\/p>\n
\n Fond \u0259man\u0259t\u00e7il\u0259r\u0259 qaytard\u0131\u011f\u0131 v\u0259saiti hardan al\u0131r?\n<\/p><\/blockquote>\n
\n Bank sah\u0259si \u00fczr\u0259 ekspert \u018fkr\u0259m H\u0259s\u0259nov deyir ki, \u018fman\u0259t\u0259rin S\u0131\u011fortalanmas\u0131 Fondunun v\u0259saiti banklar\u0131n \u00f6d\u0259diyi haqlardan ibar\u0259tdir. Bel\u0259 ki, \u0259sas\u0259n r\u00fcbd\u0259 bir d\u0259f\u0259 Fonda \u0259man\u0259tl\u0259rin 0,125 faizi miqdar\u0131nda haqq \u00f6d\u0259yirl\u0259r:\n<\/p>\n
\n “\u00d6t\u0259n ill\u0259r \u0259rzind\u0259 bu haqlar\u0131n hesab\u0131na Fonda xeyli v\u0259sait y\u0131\u011f\u0131lm\u0131\u015fd\u0131. Fond ba\u011flanan banklar\u0131n (o c\u00fcml\u0259d\u0259n bu ilin \u0259vv\u0259lind\u0259) \u0259man\u0259t\u00e7il\u0259rin\u0259 kompensasiyan\u0131 bunun hesab\u0131na \u00f6d\u0259yirdi. Amma bu ilin \u0259vv\u0259lind\u0259 “Texnikabank” ba\u011flananda Fondun pulu t\u00fck\u0259ndi. Buna g\u00f6r\u0259 d\u0259 kompensasiyan\u0131 \u00f6d\u0259m\u0259k \u00fc\u00e7\u00fcn M\u0259rk\u0259zi Bankdan kredit ald\u0131”.\n<\/p>\n
\n Fond kompensasiyan\u0131 kredit hesab\u0131na \u00f6d\u0259yir\n<\/p><\/blockquote>\n
\n \u018fkr\u0259m H\u0259s\u0259nov deyir ki, iyulda daha 4 bank, n\u0259hay\u0259t, bir az \u0259vv\u0259l “Bank Standard” da ba\u011flananda Fond yen\u0259 M\u0259rk\u0259zi Bankdan kredit almal\u0131 oldu:\n<\/p>\n
\n “Y\u0259ni, Fond art\u0131q xeyli vaxtd\u0131r ki, kompensasiyan\u0131 kredit hesab\u0131na \u00f6d\u0259yir. Bu m\u00fcdd\u0259t \u0259rzind\u0259 t\u0259bii, yen\u0259 d\u0259 banklardan haqlar y\u0131\u011f\u0131r, amma bu, \u00e7ox c\u00fczi m\u0259bl\u0259\u011fdir (h\u0259m\u00e7inin ona g\u00f6r\u0259 ki, \u0259man\u0259tl\u0259rin h\u0259cmi k\u0259skin azal\u0131b).\n<\/p>\n
\n D\u00fczd\u00fcr, Fondun haz\u0131rda dig\u0259r m\u00fch\u00fcm g\u0259lir m\u0259nb\u0259yi d\u0259 var: l\u0259\u011fv edil\u0259n banklardan m\u0259daxill\u0259r. M\u0259s\u0259l\u0259 buras\u0131ndad\u0131r ki, l\u0259\u011fv edil\u0259n banklar m\u00fcflis elan olunub. Y\u0259ni borclar\u0131 \u0259mlaklar\u0131ndan azd\u0131r. M\u00fcflis bank\u0131n borclar\u0131 \u00fczr\u0259 qanuna \u0259sas\u0259n n\u00f6vb\u0259lilik qaydas\u0131 m\u00f6vcuddur. V\u0259 bu n\u00f6vb\u0259d\u0259 Fond birincidir. Y\u0259ni, m\u00fcflis bank\u0131n sat\u0131lan \u0259mlak\u0131 v\u0259 qaytar\u0131lan kreditl\u0259ri hesab\u0131na, ilk n\u00f6vb\u0259d\u0259, Fondun h\u0259min bank\u0131n \u0259man\u0259t\u00e7il\u0259rin\u0259 \u00f6d\u0259diyi kompensasiya qaytar\u0131lmal\u0131d\u0131r. G\u00fcman edir\u0259m ki, m\u00fcflis banklar\u0131n \u0259ks\u0259riyy\u0259tinin \u0259mlak\u0131 Fondun pulunu qaytarma\u011fa \u00e7atacaq (amma dig\u0259r kreditorlara, o c\u00fcml\u0259d\u0259n s\u0131\u011fortalanmam\u0131\u015f \u0259man\u0259t\u00e7il\u0259r\u0259, bir qayda olaraq, he\u00e7 n\u0259 qalmayacaq). \u018fsas problem “Texnikabank” v\u0259 “Bank Standard”dad\u0131r. M\u0259lum oldu\u011fu kimi, \u0259n iri s\u0131\u011fortalanm\u0131\u015f \u0259man\u0259t h\u0259cmi bu iki bankdad\u0131r. \u018fmlaklar\u0131 is\u0259 azd\u0131r, kreditl\u0259rinin \u00e7oxu bat\u0131b, qay\u0131tmayacaq, \u00e7\u00fcnki \u0259sas\u0259n el\u0259 bank sahibl\u0259ri v\u0259 r\u0259hb\u0259rl\u0259ri viran qoyub h\u0259min banklar\u0131. Bu is\u0259 o dem\u0259kdir ki, Fond bu banklardan kompensasiyaya x\u0259rcl\u0259diyi v\u0259saitin xeyli hiss\u0259sini qaytara bilm\u0259y\u0259c\u0259k v\u0259 M\u0259rk\u0259zi Bank\u0131n kreditini qaytarmaqda \u00e7\u0259tinlik \u00e7\u0259k\u0259c\u0259k.\n<\/p>\n
\n Fond m\u00fcflis olsa, s\u0131\u011fortalanm\u0131\u015f \u0259man\u0259tl\u0259r batacaq\n<\/p><\/blockquote>\n
\n \u018fkr\u0259m H\u0259s\u0259novun s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, n\u0259z\u0259r\u0259 alsaq ki, dig\u0259r banklar\u0131n da l\u0259\u011fvi g\u00fcnd\u0259md\u0259dir, Fondun perspektivl\u0259ri yax\u015f\u0131 g\u00f6r\u00fcnm\u00fcr: “Onu da deyim ki, M\u0259rk\u0259zi Bank da Fonda kredit verm\u0259y\u0259 m\u0259cbur deyil, imtina ed\u0259 d\u0259 bil\u0259r. Banklar\u0131n l\u0259\u011fvi k\u0259skin davam ets\u0259, bu ehtimal ciddidir. \u00c7\u00fcnki M\u0259rk\u0259zi Bank\u0131n da ehtiyatlar\u0131 sonsuz deyil. Bu halda Fond \u00f6z\u00fc d\u0259 m\u00fcflis elan olunacaq v\u0259 \u0259man\u0259tl\u0259r \u00fczr\u0259 kompensasiyan\u0131n \u00f6d\u0259nilm\u0259si dayand\u0131r\u0131lacaq. Qanuna \u0259sas\u0259n d\u00f6vl\u0259t v\u0259 M\u0259rk\u0259zi Bank Fondun \u00f6hd\u0259likl\u0259rin\u0259 g\u00f6r\u0259 cavabdeh deyil. Y\u0259ni Fond m\u00fcflis olsa, s\u0131\u011fortalanm\u0131\u015f \u0259man\u0259tl\u0259r d\u0259 sad\u0259c\u0259 batacaq”.\n<\/p><\/p>\n","protected":false},"excerpt":{"rendered":"
“Bank Standard”-\u0131n \u0259man\u0259t\u00e7il\u0259ri pullar\u0131n\u0131 h\u0259l\u0259 geri ala bilm\u0259yibl\u0259r<\/p>\n","protected":false},"author":11,"featured_media":69742,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","footnotes":""},"categories":[56],"tags":[],"class_list":["post-180290","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-xeberler","infinite-scroll-item","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33","no-featured-image-padding"],"acf":[],"yoast_head":"\n
''''Vahidbank''\u0131n \u0259man\u0259t\u00e7il\u0259rinin g\u00fcn\u00fcn\u0259 d\u00fc\u015fm\u0259kd\u0259n qorxuruq'' - MEYDAN.TV<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.meydan.tv\/az\/article\/vahidbankin-emanetcilerinin-gunune-dusmekden-qorxuruq\/\" \/>\n<meta property=\"og:locale\" content=\"az_AZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"''''Vahidbank''\u0131n \u0259man\u0259t\u00e7il\u0259rinin g\u00fcn\u00fcn\u0259 d\u00fc\u015fm\u0259kd\u0259n qorxuruq'' - MEYDAN.TV\" \/>\n<meta property=\"og:description\" content=\""Bank Standard"-\u0131n \u0259man\u0259t\u00e7il\u0259ri pullar\u0131n\u0131 h\u0259l\u0259 geri ala bilm\u0259yibl\u0259r\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.meydan.tv\/az\/article\/vahidbankin-emanetcilerinin-gunune-dusmekden-qorxuruq\/\" \/>\n<meta property=\"og:site_name\" content=\"MEYDAN.TV\" \/>\n<meta property=\"article:published_time\" content=\"2016-11-09T15:38:10+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.meydan.tv\/wp-content\/uploads\/26670.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"958\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"user-manager\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/article\\\/vahidbankin-emanetcilerinin-gunune-dusmekden-qorxuruq\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/article\\\/vahidbankin-emanetcilerinin-gunune-dusmekden-qorxuruq\\\/\"},\"author\":{\"name\":\"user-manager\",\"@id\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/#\\\/schema\\\/person\\\/10d11eccf6da3662cf5fdab9806ea91a\"},\"headline\":\"””Vahidbank”\u0131n \u0259man\u0259t\u00e7il\u0259rinin g\u00fcn\u00fcn\u0259 d\u00fc\u015fm\u0259kd\u0259n qorxuruq”\",\"datePublished\":\"2016-11-09T15:38:10+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/article\\\/vahidbankin-emanetcilerinin-gunune-dusmekden-qorxuruq\\\/\"},\"wordCount\":1149,\"publisher\":{\"@id\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/article\\\/vahidbankin-emanetcilerinin-gunune-dusmekden-qorxuruq\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.meydan.tv\\\/wp-content\\\/uploads\\\/26670.jpg\",\"articleSection\":[\"X\u0259b\u0259rl\u0259r\"],\"inLanguage\":\"az\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/article\\\/vahidbankin-emanetcilerinin-gunune-dusmekden-qorxuruq\\\/\",\"url\":\"https:\\\/\\\/www.meydan.tv\\\/az\\\/article\\\/vahidbankin-emanetcilerinin-gunune-dusmekden-qorxuruq\\\/\",\"name\":\"''''Vahidbank''\u0131n \u0259man\u0259t\u00e7il\u0259rinin g\u00fcn\u00fcn\u0259 d\u00fc\u015fm\u0259kd\u0259n qorxuruq'' - 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